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FINCA Solar Energy Project Lights Up Homes and Businesses in Uganda
In a recently concluded pilot test in Uganda, where just five percent of the population has access to electricity, FINCA provided micro-energy loans to 430 clients to finance solar home systems that offer a sustainable source of electricity for lighting and other uses. Our clients reported a number of benefits from the solar home systems (SHS), including improved respiratory health and cost savings (both resulting from reduced burning of kerosene for lighting) and also said that their children were able to study at night.
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As Busy as a Bee
FINCA Jordan client Tamam Fraije and her husband rent a farm in Deir Alla where they live with their four children. She and her husband run the farm and manage the sales and shipping of the fruit they grow to markets around Jordan. As their family grew, Tamam started to look for businesses she and her husband could run when they get older. She also wanted to try something a bit different from what her neighborhood is accustomed to.
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Gaspa Garidad, Haiti's Famn Vayant Village Banking Group
When Gaspa first started selling her bread, she barely made enough in one day to purchase flour, oil and yeast to prepare another batch of dough for the next day, and could not afford the school fees for her children.
But when she heard about the FINCA Village Banking group Famn Vayant (“Valiant Women” in Creole), everything changed. She joined the group and used the proceeds of her first loan to buy flour and other supplies in bulk, increasing her profit.
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Armenia’s Green Microentrepreneur Sells Recycled Slippers to Survive
Hasmik Hovhannisyan lives alone in the declining Armenian city of Abovyan, about five miles from the country’s capital of Yerevan. Her husband died over a year ago, while she was suffering from a stomach ailment. Overnight, she became a childless widow without any source of income. Her brother helped her financially as much as he could, but she quickly realized that she needed to create her own source of income—and knew this would be a great challenge.
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From Tragedy to University
Nicolasa Carolina López Rodriguez, who lives in a small town on the outskirts of Managua, recalls the tremendous hardships she endured as a young single mother: “My husband abandoned me, leaving me with five young children. When one of my kids suffered severe burns in a fire, I realized I had to find a way to meet life’s challenges on my own.”
She started a business making and selling tortillas to support her family...
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In Afghanistan, “The Sun of Luck Started Shining on the Windows of our House”

Roqia, a 20-year old woman who lives with her parents and six younger children in Sharak-e-Awlya in Mazar-e- Sharif in northern Afghanistan, tells her story in her own words:
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Marie Nicole Moise-Deriscel, Haiti
Marie Nicole joined the FINCA “La Foi de Job” (“Faith of Job” in Creole) Village Banking group in Cayes, Haiti, in 2000. Her first loan was for 2,000 Gourdes (US$50.00) to help her start a business so she could support her four children. Today, she is the proud owner of her own store selling cosmetics, clothing and other products.
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Afghanistan Client Sharifa
Sharifa is 25 years old and married with two children. She has a three year old daughter and a five year old son. They live in Mazar, a village in the Badakhshan Province in northeastern Afghanistan.
Though her husband had a job as a driver, he didn’t earn enough money to provide the family with a steady diet. Sharifa heard about FINCA’s Village Banking loans from her neighbors and was interested to learn more...
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The Valiant Women of Haiti
The Village Banking group Famn Vayant ("Valiant Women" in Creole) meets in a church in the village of Massé, on the southwestern coast of Haiti. It began with 20 members, but its numbers swelled to 32 in the second cycle of loans.
When Imacula Eliza heard about Famn Vayant, she decided right away to join, knowing it would boost her business selling beans, rice, and sugar from her home. Imacula travels to the market in nearby Les Cayes by motorcycle, balancing large sacks of food on the back.
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Grandmother in Zambia Is Sole Provider for Three Grandchildren
In impoverished Zambia, where 86 percent of the population lives below the national poverty line and life expectancy is less than 39 years, 63-year old Mailesi Chankonse is raising three grandchildren on her own, after their parents—all three of Mailesi’s daughters and their husbands—succumbed to complications related to HIV/AIDS. Zambia suffers one of the world’s highest HIV/AIDS prevalence rates.
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FINCA Solar Energy Project Lights Up Homes and Businesses
FINCA Jordan client Tamam Fraije
Gaspa Garidad, Haiti's Famn Vayant Village Banking Group
Hasmik Hovhannisyan, Armenia
Nicolasa Carolina López Rodriguez, Nicaragua
Roqia, Afghanistan
Marie Nicole Moise-Deriscel, Haiti
Afghanistan Client Sharifa
The Valiant Women of Haiti
Mailesi Chankonse, Zambia
Maria Lucia Potosi Ramirez, Ecuador
Norah Musoke, Uganda
Angelina Sanyemba, Zambia
Ana Osorio, Honduras
Fatima Mohammad Mussah, Afghanistan
Estorai, Afghanistan
Margarita Garcia Gonzaga, Mexico
Marie-Claire Bunga, Democratic Republic of the Congo
Rabia Urokova, Tajikistan
Sherida Mkama, Tanzania
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