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Gaspa Garidad, Haiti's Famn Vayant Village Banking Group
When Gaspa first started selling her bread, she barely made enough in one day to purchase flour, oil and yeast to prepare another batch of dough for the next day, and could not afford the school fees for her children.
But when she heard about the FINCA Village Banking group Famn Vayant (“Valiant Women” in Creole), everything changed. She joined the group and used the proceeds of her first loan to buy flour and other supplies in bulk, increasing her profit.
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Marie Nicole Moise-Deriscel, Haiti
Marie Nicole joined the FINCA “La Foi de Job” (“Faith of Job” in Creole) Village Banking group in Cayes, Haiti, in 2000. Her first loan was for 2,000 Gourdes (US$50.00) to help her start a business so she could support her four children. Today, she is the proud owner of her own store selling cosmetics, clothing and other products.
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Afghanistan Client Sharifa
Sharifa is 25 years old and married with two children. She has a three year old daughter and a five year old son. They live in Mazar, a village in the Badakhshan Province in northeastern Afghanistan.
Though her husband had a job as a driver, he didn’t earn enough money to provide the family with a steady diet. Sharifa heard about FINCA’s Village Banking loans from her neighbors and was interested to learn more...
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The Valiant Women of Haiti
The Village Banking group Famn Vayant ("Valiant Women" in Creole) meets in a church in the village of Massé, on the southwestern coast of Haiti. It began with 20 members, but its numbers swelled to 32 in the second cycle of loans.
When Imacula Eliza heard about Famn Vayant, she decided right away to join, knowing it would boost her business selling beans, rice, and sugar from her home. Imacula travels to the market in nearby Les Cayes by motorcycle, balancing large sacks of food on the back.
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Maria Lucia Potosi Ramirez, Ecuador
Maria Lucia Potosi Ramirez of San Jose de Chorlavi, Ecuador, is married and the mother of five children. She has spent her lifetime knitting beautiful wool sweaters and selling them in the local market. But the income she earned from selling her handiwork went toward providing daily necessities for her family, which never allowed her to save so she could buy wool in bulk at a lower cost. And, because she had no collateral, she couldn't access a loan from a traditional lending institution.
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Milling Hope and Success from Sorrow and Adversity
At 58, Norah Musoke is considered a senior citizen in Uganda, where the average life expectancy is just 53. She has experienced enough tragedy and hardship for several generations of women, but—thanks to her extraordinary spirit and determination and with the help of FINCA loans—she has been overcome her past and today supports 18 dependants, employs over 30 people, and is a pillar of her community.
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Angelina Sanyemba: Education Entrepreneur in Zambia
Angelina started her school business in 1997 with five pupils. So talented was she that she was invited to become a partner in a larger school in 1998. School enrollment grew to 220 students but when the partnership dissolved, Angelina was left without enough income to improve the facilities or rent a larger space.
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Ana Osorio can afford meat and schoolbooks for her children thanks to FINCA
Ana Osorio and her husband have eight children ranging in age from 24 to five. Ana made cheese, which she sold from home, to supplement her husband's income from milling grains. But she could only buy milk and other raw materials in small quantities, so she cleared just 30-40 lempira ($1.59 - $2.12) in profit per day. The family could not afford meat. While Anna could send her children to school, she could not afford all their books and supplies.
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Fatima Mohammad Mussah, Afghanistan
Fatima Mohammad Mussah currently lives in the village of Jebrayil in Herat Province, Afghanistan. Married, with ten children, she runs a small but successful tailoring business to help support her family.
In 1980, as fighting intensified between the Soviet invaders and the Afghan resistance fighters (mujahideen), and her family fled the Northern Afghan city of Mazar-i-Sharif with thousands of others for the safety of Iran.
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Estorai, President of Kabul's Steven B. MacQueen Spojmai Memorial Village Bank
When the Taliban seized power in 1996, Estorai, a young woman from Kabul, had managed to get just four years of formal schooling.
To help support her family, she started a home-based beauty parlor in secret. Estorai feared savage reprisals from the regime if she or her customers were discovered violating the ban against cosmetics. Some Afghan women had their fingertips chopped off for daring to wear nail polish.
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Gaspa Garidad, Haiti's Famn Vayant Village Banking Group
Marie Nicole Moise-Deriscel, Haiti
Afghanistan Client Sharifa
The Valiant Women of Haiti
Maria Lucia Potosi Ramirez, Ecuador
Norah Musoke, Uganda
Angelina Sanyemba, Zambia
Ana Osorio, Honduras
Fatima Mohammad Mussah, Afghanistan
Estorai, Afghanistan
Margarita Garcia Gonzaga, Mexico
Marie-Claire Bunga, Democratic Republic of the Congo
Rabia Urokova, Tajikistan
Sherida Mkama, Tanzania
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